Top 15 Cashback Apps in 2023 – Get Paid to Shop!

We all love saving money while shopping, right? Cashback apps make earning rewards, discounts, and daily purchase rebates more effortless. But, with so many options, knowing which ones are worth your time can be challenging. In this article, we’ll cover the 15 best cashback apps to help you save money, giving you an edge in your personal finance game.

What are cashback apps?

Cashback apps allow you to earn a percentage of your purchase in rewards, points, or cash. These apps partner with various online and brick-and-mortar stores, offering exclusive discounts, coupons, and even free money for using them while shopping. In most cases, they’re free and easy to use, making them an essential part of any savvy shopper’s strategy.

Benefits of Using Cashback Apps

1. Save money on everyday purchases.
2. Enjoy exclusive discounts and promotions.
3. Track your spending and savings.
4. Improve your personal finance management.

15 Best Cashback Apps to Help You Save Money

Rakuten

Rakuten, formerly known as Ebates, is a top cashback app that partners with over 3,000 stores. Earn cashback rewards when you shop from their associated stores and receive payments via PayPal or check.

 

Capital One Shopping

Capital One Shopping offers numerous rewards and is an excellent choice for iOS and Android users. This app, powered by Capital One, features a universal barcode scanner and allows users to apply promo codes to their orders.

Ibotta

Ibotta offers cashback on various options, from in-store shopping to dining out. The user-friendly app is available on Android and iOS devices. It is accepted by hundreds of retailers, providing users with an easy way to earn cashback on their purchases.

Fetch Rewards

Fetch Rewards is famous for its grocery savings, scanning your receipts, and offering reward points redeemable for gift cards. The app works for Android and iOS users, providing savings at various stores.

Dosh

Dosh is a unique cashback app that doesn’t require receipt scanning. Instead, link your credit or debit card, and cashback is automatically deposited into your Dosh Wallet. The app is available for iOS and Android.

Swagbucks

Swagbucks offers multiple ways to earn cash back, including shopping, watching videos, and completing surveys. The app is available on both iOS and Android devices, allowing users to accumulate points that can be redeemed for gift cards or cash via PayPal.

Honey

Honey is an extension and app that automatically searches for and applies coupon codes to your online purchases. With a wide range of supported retailers, Honey makes it easy to save money without any extra effort.

TopCashback

TopCashback boasts many partnered retailers and often provides higher cashback rates than competitors. The app is available for iOS and Android. Users can redeem their earnings via direct deposit, PayPal, or gift cards.

Shopkick

Shopkick rewards users for various shopping-related activities, such as walking into stores, scanning product barcodes, and making purchases. Accumulate “kicks” points, which can be redeemed for gift cards from popular retailers.

BeFrugal

BeFrugal offers cashback at over 5,000 stores, providing users with extensive opportunities to save. The app is available on iOS and Android devices. In addition, users can receive cashback through direct deposit, PayPal, or gift cards.

Drop

Drop is a user-friendly app that allows users to link their debit or credit cards and automatically earns points for shopping at partnered retailers. These points can be redeemed for gift cards to popular stores and services.

RetailMeNot

RetailMeNot is a popular app that provides users access to exclusive coupons, promo codes, and cashback offers for thousands of stores. The app is available on iOS and Android devices, making it easy to save money while shopping.

Receipt Hog

Receipt Hog is a fun app that allows users to upload receipts from various retailers and earn points, which can be redeemed for cash via PayPal or Amazon gift cards. The app is available for both iOS and Android devices.

MyPoints

MyPoints offers cashback on online shopping, watching videos, and completing surveys. The app is available for iOS and Android devices. In addition, users can redeem their points for gift cards, cash via PayPal, or travel miles.

Groupon

Groupon is well-known for providing users with discounted deals on local experiences, products, and services. The app is available for iOS and Android devices, allowing users to save money on various activities and purchases.

How to Maximize Your Cashback Earnings

1. Combine cashback apps with store promotions and coupons.
2. Use cashback apps with cashback credit cards.
3. Refer friends to earn referral bonuses.
4. Regularly check for new offers and deals.

Tips for Using Cashback Apps Safely

1. Read user reviews before downloading an app.
2. Monitor your account for suspicious activity.
3. Use strong, unique passwords for each app.
4. Keep your apps up to date.

How do I get maximum cashback on online shopping?

To get maximum cashback on online shopping, follow these tips:

1. Use cashback apps and websites: Sign up for reliable cashback apps and websites that partner with various retailers, offering you cashback or rewards on your purchases.
2. Shop during sales and promotions: Keep an eye on sales events and promotions, as many cashback apps and websites offer higher cashback percentages during these periods.
3. Stack offers: Combine cashback apps and websites with store promotions, discounts, and coupon codes to maximize your savings.
4. Use cashback credit cards: Use cashback credit cards that offer a percentage of your purchase amount back in cash or rewards when shopping online. Combine these with cashback apps and websites for even more savings.
5. Refer friends and family: Many cashback apps and websites offer referral bonuses when you refer friends and family who sign up and make a purchase. This can help you earn extra cashback or rewards.
6. Stay updated on offers: Regularly check cashback apps and websites for new offers and deals. This can help you take advantage of limited-time offers and maximize your cashback earnings.
7. Clear your browser cookies: Some cashback websites track your shopping activity using cookies. Clear your browser cookies before shopping to ensure that your cashback is accurately tracked.
8. Compare cashback offers: Different cashback apps and websites may offer varying cashback percentages for the same retailer. Compare offers to choose the one that gives you the highest cashback rate.
9. Enable browser extensions: Many cashback apps and websites offer browser extensions that automatically notify you of available cashback offers or apply coupon codes during checkout. Install these extensions to ensure you don’t miss out on any savings.
10. Read terms and conditions: Familiarize yourself with the terms and conditions of cashback apps and websites, including any limitations or exclusions, to make sure you’re using them correctly and maximizing your cashback earnings.

Which app provides the best cashback?

It’s challenging to determine a single app that provides the best cashback for everyone, as the ideal app depends on your shopping habits, preferences, and the stores you frequently shop at.

Ibotta stands out as the top cashback savings app, while Fetch Rewards takes the crown as the finest overall cashback app. Dosh, on the other hand, excels in catering to both online and in-person shopping experiences, and Rakuten shines as the premier choice for those who primarily shop online.

Each of these apps has its advantages and unique features. To find the best cashback app for your needs, consider your shopping habits and preferences, and try out a few of these apps to see which one works best for you.

Do cash-back apps really work?

Yes, cashback apps really work. They partner with various retailers and earn a commission for directing customers to their websites or stores. In return, these apps share a portion of that commission with users in the form of cashback, rewards, or points. 

By using these apps consistently and strategically, users can save money on their purchases.

However, it’s essential to choose reputable and reliable cashback apps to ensure that you receive your rewards. 

Some popular and trustworthy options include Rakuten, Ibotta, Dosh, Fetch Rewards, and Swagbucks. Always read reviews, understand the terms and conditions, and be aware of the app’s limitations or exclusions before using a cashback app to maximize its benefits.

Conclusion

Cashback apps are an excellent way to save money and improve your finances. However, with so many options available, choosing the ones that best suit your needs and shopping habits is essential. By using the apps mentioned in this article and following the tips provided, you’ll be well on your way to maximizing your savings and enjoying the benefits of cashback apps.

FAQs

1. Do cashback apps really work? Yes, cashback apps are legitimate and can help you save money on your purchases. Be sure to choose reputable apps and read user reviews before downloading.
2. Can I use multiple cashback apps for the same purchase? In some cases, you can combine cashback apps to maximize your savings. Check each app’s terms and conditions to ensure you’re using them correctly.
3. Do cashback apps sell my personal information? While some apps may share your